Author Archives: Jeremy Lewis

  • FHA Home Loans

    Posted on January 29, 2016 by in Helpful Info

    As little as 3.5% down payment required. Doesn’t require perfect credit. Loan amounts up to $314,827. Seller can pay up to 6% of your closing costs. Government insured loan. Allows for a greater debt to income ratio.

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  • Documents Needed for Loan Applications

    Posted on January 29, 2016 by in Helpful Info

                 Normally Required for Most Borrowers:                          Documents which may be required:                                                                                                                                                                                             Copies of all W2’s/1099’s for last 2 years.                             Previous bankruptcy, need copies of Copies of tax returns (all pages) for last 2                             petition for bankruptcy and discharge,                                                                                       years.                                                                                             including supporting schedule. Copies of paycheck stubs for last 60 days                              Divorce decree if applicable.                                                                                                 […]

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  • Do’s and Dont’s During the Loan Process

    Posted on January 29, 2016 by in Helpful Info

    DON’T apply for ANY NEW CREDIT. DON’T make any new large purchases or charge up any credit cards. DON’T quit your current job. DON’T close any of your credit card accounts. DON’T make any large deposits into your banking account. DON’T deposit cash into your bank account. DO make all payments on time on all […]

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  • Conventional Home Loans

    Posted on January 29, 2016 by in Helpful Info

    Require a minimum of 3% down payment. Mortgage insurance not required with 20% down payment. Seller can contribute up to 3% towards closing costs. Loan limits up to $484,350. Call today to set up an appointment to discuss your goals. (903) 815-4496

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